07

Years of business
pedigree

17

Partners powered by
our tech

3.4m

Automated financial
validation assessments

~70%

Digital home loan market
touches our platform

Our partners

Tic:Toc is Australia's preferred platform technology partner with proven, flexible tech solutions that give businesses fast access to new, high-value markets.

Who licences our tech?

Lenders, fintechs, consumer brands, and mortgage brokers, including:

2 of Australia's 6 largest banks
Australia's fastest growing digital banking platform Up
Iconic Australian brand Qantas

“

Our partnership with Qantas Loyalty demonstrates how customer-focused brands can now leverage technology and balance sheet partners to enter traditionally complex parts of the financial services industry, and create further value for their customers.

Anthony Baum, Founder and CEO of Tic:Toc

There’s a smarter way to grow

Achieve true digital transformation, faster.

XAI Modular SaaS

Microservices to automate deep financial analysis and streamline assessment.

View XAI modules

Digital Home Loan Platform

An all-in-one white label digital home loan solution from apply to settlement.

Launch a digital home loan

Average of 99 decisioned applications per assessor, and a total of $1.03bn in submitted applications, $279mil in approved applications – processed by a team of 19 accredited credit assessors in Mar 2023.

Scale lending volumes with Explainable AI

Let the tech do the heavy lifting so your teams’ expertise is focused on what can’t be automated. Machine guided credit decisioning enables more outcomes per assessor.

Meet XAI Validate

Launch your digital home loan in months, not years

Reduce your time to market and launch your digital home loan using platform technology built and proven in market by lenders.

Learn more

API

Easy to integrate

Tic:Toc’s solutions are built for open banking and scalable tech stacks. We have taken extreme care to design APIs that can be integrated with your existing architecture.

View our API docs

Tic:Toc is a technology company creating solutions to make processes faster, smarter and simpler

In-market solutions: Get cost-effective access to market-proven digital lending technologies.
Create efficiencies and reduce cost: Automated processes enable more lending outcomes with fewer staff.
Responsible lending: We help you keep compliant efficiently and give you the full picture of your customers’ financial position.